Mortgages
Let Our Mortgage Advisors in Birmingham Help You
Mortgages
If you are looking to purchase a home, you may find the market bewildering. There’s a vast array of mortgages on the market, and we can help you discover the right mortgage for your circumstances. If you are a new buyer you may be unsure what product is best for you, but at the Mortgage Mall, we can provide expert advice to help you.
Remortgage
A remortgage is when you take out a new mortgage to replace your current mortgage. There is a vast array of mortgages on the market and it is normal for homeowners to switch and swap the mortgages on their property, especially if there are better interest rates on the market.
Remortgaging your property can be a great way reduce your monthly payments and could save you serious money. If your current mortgage deal is about to end, you want to take advantage of a new deal or your house has increased in value you could benefit from a remortgage. Alternatively, if you want to consolidate your debts you could remortgage your property to release equity and reduce your liabilities.
If you are in the United Kingdom or, more specifically, the West Midlands, contact us now if you would like some expert advice and guidance from one of our mortgage advisors in Birmingham.
* Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy to Let Mortgages
Buy to let Mortgages are specifically designed for buyers who wish to become landlords and will be letting the property. Although broadly similar to regular mortgages, there are a number of important differences. Acquiring a buy to let mortgage is the first step in becoming a landlord, which can be a lucrative and rewarding venture.
* Your home/property may be repossessed if you do not keep up repayments on your mortgage.
**Some buy to let mortgages are not regulated by the Financial Conduct Authority
How We Can Help
There are an infinite number of mortgages on the market and a bewildering number of terms and phrases that you will have never heard of before. If you are a first-time buyer new to the market, you may find the market particularly baffling.
As mortgage advisors with years of experience we understand this, and are here to help. We are here to break everything down into digestible chunks to put you in the best possible position so you are able to make the right decisions. We are not owned by any banks, so we can scour the markets and locate the right mortgage deals for you from a panel of over 50 lenders.
As mortgage brokers we have cultivated extensive relationships with lenders and can offer mortgages and products not available on the high street. If your circumstances are particularly complex and fraught, and high street banks are unwilling to loan to you, we may be able to find lenders that specialise in these scenarios. If you are looking for any kind of mortgage or remortgage in West Midlands or the United Kingdom, please get in touch one of our mortgage advisors in Birmingham.
* Your home may be repossessed if you do not keep up repayments on your mortgage.
Lifetime Service
At the Mortgage Mall, we offer a package where after paying a one-off fee you receive a lifetime service. As lifetime members, however many times you move or remortgage your home, you won’t have to pay us any fees. You’ll get the same expert advice and assistance as you would normally expect, and you’ll get this for the rest of your life.
We’ll always be on the lookout for the best new products and deals and keep you informed of any relevant developments in the mortgage world. If you want to take advantage of this lifetime service, get in touch to hear more and about our mortgage services in Birmingham and the United Kingdom.